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Homeowner Knowledge Center
Authoritative guides and answers for Pulaski County homeowners — so you can hire with confidence.
Homeowner Guides
Protect Your Home: Hiring a Licensed Contractor
Unlicensed contractors expose your home to substandard workmanship and legal liability. Here's how to verify credentials and protect your investment.
- ▸Visit the Kentucky HBC website to search by name or license number
- ▸Confirm the license type matches the work being done
- ▸Check expiration date — licenses must be current at time of work
- ▸Unlicensed work can void your homeowner's insurance and create liability
Protect Your Home From Storm Damage: Emergency Response Guide
Severe weather can strike fast. Learn how to minimize damage, document losses properly, and recover with confidence.
- ▸Document everything with photos immediately after damage occurs
- ▸Make temporary repairs (tarping, boarding) to prevent further water damage
- ▸Contact your insurance company before hiring anyone to assess damage
- ▸Avoid contractors who pressure you to sign contracts immediately after storms
Protect Yourself From Contractor Liability: Insurance Requirements
Hiring an uninsured contractor puts your property and finances at serious risk. Learn what protection you need in place.
- ▸Always request proof of General Liability and Workers' Comp insurance
- ▸Have your name added as additional insured on their liability policy
- ▸If a worker gets injured on your property, you could face lawsuits and medical bills
- ▸Verify insurance coverage is active — request a current certificate directly from their insurer
Protect Your Wallet: Smart Contractor Bidding and Comparison
Don't leave money on the table. Learn how to evaluate bids, avoid hidden costs, and get fair pricing for quality work.
- ▸Get at least 3 written estimates to establish fair market pricing
- ▸Ensure all bids include the same scope of work, materials, and timeline
- ▸Lowest bid often means cut corners — compare quality and detail levels
- ▸Ask contractors to explain every line item in writing before signing
Protect Your Property: Understanding Pulaski County Building Codes
Unpermitted work can haunt you when selling or facing repairs. Here's what you need to know about local compliance.
- ▸Most structural, electrical, plumbing, and HVAC work requires permits in Pulaski County
- ▸Unpermitted work can void your insurance coverage and tank your home's resale value
- ▸Only licensed contractors should pull permits — never hire someone who skips this step
- ▸Permits protect you by ensuring inspections meet safety and building code standards
Protect Your Home From Scams: Red Flags to Watch For
Scammers target homeowners with high-pressure tactics and hidden costs. Learn the warning signs before you sign a contract.
- ▸Watch for large upfront payments (more than 10-15%) or cash-only demands
- ▸Legitimate contractors have offices, references, and verifiable track records
- ▸Never sign a blank contract or one you haven't read completely
- ▸Door-to-door or 'limited time offer' pressure is a major red flag for fraud
FAQ
Frequently Asked Questions
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